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Privacy Policy

Higos Risk Management is committed to protecting your privacy. This policy explains how Higos Risk Management uses any information you forward to Higos Risk Management and how Higos Risk Management protects your privacy. If Higos Risk Management decides to change this privacy policy, Higos Risk Management will post those changes on this Website ("the Website") so that you are aware of what information Higos Risk Management collects through the Website (operated by Higos Risk Management ), how Higos Risk Management uses it and in what circumstances, under what conditions and to whom Higos Risk Management discloses it.

Higos Risk Management is a company registered in England under company number .

Information required

When you contact Higos Risk Management through the Website for any reason Higos Risk Management may require certain contact details from you, including without limitation, your name and email address and in some cases, your postal address, the postal address of your place of work and telephone number. This policy is in relation to these contact details and to any other information, which Higos Risk Management subsequently collects from you ("the Information").

You may not be able to use some of the services offered on the Website without providing the Information. If you provide Higos Risk Management with false Information, Higos Risk Management reserves the right to terminate your access to the Website.

Use of information

Higos Risk Management may use the Information to provide you with communications regarding Higos Risk Management and any business or individuals linked with Higos Risk Management , for example, without limitation to send you a publication or newsletter, email, letter, fax or text promoting Higos Risk Management , health and safety, risk management and insurance information.

Unless you request otherwise the Information may also be retained and used by Higos Risk Management for marketing any Higos Risk Management services, for sending you any information relating to business and for administering promotional campaigns.

If you do not wish to receive the information as detailed above please opt out of this part of the Privacy Policy by ticking the appropriate opt-out box on the part of the Website where you submit the Information.

If at any time after you have submitted the Information and not ticked the relevant box you no longer wish to receive marketing information as detailed above please contact the account manager as detailed below. No further action is necessary if you have already indicated to Higos Risk Management that you do not want to receive such information.

Transfer of information

Third parties will host and develop the Website on behalf of Higos Risk Management and will therefore have access to the Information. Such access will however be strictly controlled under a written contract between Higos Risk Management and the relevant third party and the third party will not be authorised to in any way use the Information for any purpose other than carrying out their contractual obligations to Higos Risk Management . For the avoidance of doubt, the third parties will not be authorised to use the Information for any type of marketing for their own purposes.

Other than as detailed above, Higos Risk Management will not disclose the Information to any third party for any purpose without your consent unless there is an emergency situation, which requires it, or Higos Risk Management is required to do so by operation of law. Higos Risk Management reserves the right to report any activity on the Website, which Higos Risk Management suspects violates any relevant laws or regulations to the appropriate authority. If Higos Risk Management is requested by such authority for the information Higos Risk Management reserves the right to disclose it to them. Higos Risk Management reserves the right to reveal your identity, even if you wish to remain anonymous, to any third party if required to do so by law.

Keeping Higos Risk Management 's records accurate

Higos Risk Management aims to keep all Information Higos Risk Management holds about you as accurate and up to date as possible. If you would like to review or change the details you have supplied Higos Risk Management with, please contact Higos Risk Management as set out below.


On your first visit to , your computer will be sent a "cookie". A cookie is a text file that identifies you as a unique user. We use cookies to enable us to identify that each request coming from your computer is from you and no-one else. Without being able to uniquely identify you, you would not be logged in and able to access the secured part of the website.

We use cookies  to keep track of your interactions with our sites and services to offer a personalised experience.

Higos Risk Management does not disclose its cookies to third parties except as required by a valid legal process such as a search warrant, subpoena, statute, or court order.

Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent, but be aware that parts of  will not function properly if your computer is set to refuse cookies. This includes the parts of the site that require you to log in with your username and password.


All information will be kept as confidential and as secure as possible . This means that Information can only be exchanged between you, Higos Risk Management and any third party who Higos Risk Management decides to transfer the Information to for the purposes detailed above. Furthermore as required by the Data Protection Act 1998 Higos Risk Management follows strict security procedures in the storage and disclosure of Information, which you have given to Higos Risk Management , to prevent unauthorised access.

Higos Risk Management uses industry standard practices to safeguard the confidentiality of the Information . Higos Risk Management treats the Information as an asset that must be protected against loss and unauthorised access. Higos Risk Management employees use many different security techniques to protect the Information from unauthorised access by users inside and outside the company. However, "perfect security" does not exist on the Internet.

Third parties

Higos Risk Management cannot be responsible for the privacy policies and practices of other Websites even if you access them using links from the Website and Higos Risk Management recommends that you check the privacy policy of each site you visit.

Your rights

Under the Data Protection Act 1998 you are entitled on the payment of a fee and following you providing sufficient details, if you so request, to be given from Higos Risk Management a description of all personal data Higos Risk Management hold about you, the purposes for which this is being processed and the recipients to whom this may be disclosed. If you require any further information on this point, please contact Higos Risk Management as detailed below.

Contacting us

If at any time you have any questions or concerns about Higos Risk Management 's privacy commitment or would like to contact Higos Risk Management for any other reason, please feel free to contact Higos Risk Management

This Agreement is governed and construed in accordance with English law. You and Higos Risk Management each submit to the non-exclusive jurisdiction of the English courts in relation to disputes arising out of this Agreement.